Posts for 20SomethingFinance.com


Zecco & TradeKing are Merging

From 20SomethingFinance.com
May 16, 2012 at 8:27 am
Two of the lowest cost (and my favorite) online brokers, Zecco and TradeKing, have officially announced a merger. I have had a non-retirement account with Zecco and a Traditional ... (more)

How to Get Cheap Dental Care without Dental Insurance

From 20SomethingFinance.com
May 15, 2012 at 7:54 am
Ahhh… the dentist… 30 awkward minutes of staring at the ceiling in order to avoid eye contact or looking directly into a blinding light while answering small talk questions ... (more)

Is Gen Y Becoming the Frugal Generation?

From 20SomethingFinance.com
May 14, 2012 at 7:49 am
Gen Y, aka the “Millennials” (ages 18-34), are proving to be a little more cautious about their spending behaviors than their predecessors, the Gen X’ers and ... (more)

Which is More Fulfilling: Saving Money or Making Money? (reader poll)

From 20SomethingFinance.com
May 9, 2012 at 7:53 am
“A penny saved is a penny earned” is not my favorite cliche, but it does contain the two fundamental personal finance components within its seven words: 1. saving money 2. ... (more)

The Funny thing About Convenience…

From 20SomethingFinance.com
May 8, 2012 at 8:33 am
With almost every single purchase we answer a question (consciously or subliminally): “What is the most convenient option?” It has become second nature. If our purchasing ... (more)

Income & Happiness Studies: How much is Enough?

From 20SomethingFinance.com
May 2, 2012 at 8:05 am
Can money buy happiness? Yeah, probably, to an extent. Or it can at least remove some unhappiness. We can all agree on that, right? Better question: “at what $ amount can ... (more)

Chase Slate No Balance Transfer Fee, 0% APR Promotion

From 20SomethingFinance.com
May 1, 2012 at 8:12 am
Cut your Credit Card Interest Payments to $0 with this Chase Slate Promo The following is an example of a promotion that I am affiliated with where I think the offering provides ... (more)

What is SRI? An Intro to Socially Responsible Investing

From 20SomethingFinance.com
April 30, 2012 at 7:45 am
We recently discussed how impact reduction has a direct correlation to personal wealth. The discussion prompted reader, Bill, to write in with a great question, “I assume ... (more)

Death to the Cheapskate

From 20SomethingFinance.com
April 25, 2012 at 7:49 am
“Don’t be so cheap.” “You’re such a cheapskate.” “Why are you so cheap?” “What a cheap-ass!” How many times have you ... (more)

The World of Personal Finance Blog Advertising & the 20somethingfinance Advertising Policy

From 20SomethingFinance.com
April 24, 2012 at 10:29 am
This should not come as a shock to people, but 20somethingfinance.com <gulp> generates an income. You’ll either be super interested in this, or you’ll quickly ... (more)

3 Credit Card Theft Scenarios you May not have Thought of

From 20SomethingFinance.com
April 23, 2012 at 7:57 am
Debit or credit card theft and fraud seems like an increasingly common occurrence these days. If it happens to your credit card, in most cases you are covered. However, it can ... (more)

Is Craigslist the #1 Money & Planet Saving Invention EVER?

From 20SomethingFinance.com
April 19, 2012 at 8:01 am
Limiting your environmental impact while still being frugal is becoming increasingly easy these days with technology. There are a lot of those great little energy savings inventions ... (more)

Groupon? I’d Rather Buy Poupon… Grey, that is

From 20SomethingFinance.com
April 17, 2012 at 7:32 am
If this post header doesn’t win some kind of award, there is no justice in this world. So… little story. I’ve been subscribed to Groupon (two years), Google Offers ... (more)

The Marriage of Impact Reduction & Personal Wealth

From 20SomethingFinance.com
April 16, 2012 at 8:11 am
Earth Day is coming up this coming Sunday, so I wanted to contribute by sharing my personal story, thoughts, and beliefs on impact reduction, ethical responsibility, and personal ... (more)

Stop Complaining & Start Acting on High Gas Prices

From 20SomethingFinance.com
April 12, 2012 at 8:20 am
$4 per gallon gas is back! And there’s a certain sentiment of discontent in the air. When verbalized, it often is along these lines: “I can’t believe I have to ... (more)

How Much does your Home Insurance Premium Cost? Plus: Tips on how to Lower it

From 20SomethingFinance.com
April 10, 2012 at 8:04 am
Recently I laid out a story that hit close to home on why you need home insurance, despite it seeming like a waste due to the limited nature of catastrophic events. A few readers ... (more)

$4 Per Gallon Gas: From Apocalypse to Necessary Evil Tax in 4 Short Years?

From 20SomethingFinance.com
April 9, 2012 at 7:41 am
Remember pre-Great Recession, circa 2008, when gas prices shot up from under $2 per gallon to over $4? People were scared and PISSED! Used Prius’s were selling for over the ... (more)

How I Cut my Electric Bill by 22% with a $30 Device. PLUS: Take the Electricity Use Challenge!

From 20SomethingFinance.com
April 4, 2012 at 8:17 am
In late January, I ran an electricity cost experiment where I tested every plugged-in appliance in my home to see what kind of standby power they were using. The obvious goal was ... (more)

20somethingfinance Rated Among 10 Best Personal Finance Blogs by Kiplinger

From 20SomethingFinance.com
April 3, 2012 at 8:27 am
Kiplinger.com just included 20somethingfinance as one of its 10 best standout personal finance blogs this past week. Nothing like a good back patting by bringing it up, right? ... (more)

I Won the Mega Millions!

From 20SomethingFinance.com
April 2, 2012 at 8:16 am
… in my dream. And the dream looked something like this: 1. Took the lump sum vs. the annuity. 2. Divided it equally into conservative fixed-income, low-risk investments. ... (more)

A Humbling Reminder of why you Need Home Insurance

From 20SomethingFinance.com
March 28, 2012 at 7:42 am
Just another sunny, 75-degree early evening in March in Michigan… OK, that’s not so normal… Clouds started to roll in quickly. The skies started to turn grey. ... (more)

Gen Y & their Boomerang to Nowhere

From 20SomethingFinance.com
March 26, 2012 at 8:05 am
“Generation Y” and “The Millennial Generation” are common labels for the generation of Americans born from the early 80′s through the early 90′s ... (more)

2012 National Park Week Offers Free Admission to All 397 National Parks

From 20SomethingFinance.com
March 21, 2012 at 8:34 am
2012 National Park Week In the Spring of every year, the U.S. National Park Service hosts “National Park Week“. I love highlighting this because the U.S. national parks ... (more)

How to Score an Additional $75 Cash Back with Chase Freedom from April Through June

From 20SomethingFinance.com
March 20, 2012 at 8:27 am
I recently received my Chase Freedom $200 bonus check for charging $500 ($508 to be exact) in 3 months, and deposited it right into my checking account. If you have or will get ... (more)

Why the Goldman Sachs Resignation Letter from Greg Smith Lacks Credibility (& how to Resign with Dignity)

From 20SomethingFinance.com
March 19, 2012 at 8:18 am
Greg Smith has become a bit of a cult hero for disgruntled white collar workers overnight, with his resignation letter from Wall Street investment banking firm Goldman Sachs in ... (more)