Posts for 20SomethingFinance.com


My New Car Negotiation & Trade-In Strategy Enacted

From 20SomethingFinance.com
February 7, 2012 at 9:25 am
If you’ve been following along, you know that my dying car, a 2000 Pontiac Grand Am, was on its last legs and I needed to move quick. At last check, I had decided that my ... (more)

A Review of the Personal Finance Classic: Your Money or Your Life

From 20SomethingFinance.com
February 6, 2012 at 8:34 am
I recently read the personal finance classic book, Your Money or Your Life, and wanted to write up a little review with some thoughts. This book, first published in 1992, is still ... (more)

2011 Income Tax Return Guide

From 20SomethingFinance.com
February 2, 2012 at 9:15 am
It’s February. The W2′s and 1099′s are rolling in. You know what that means. Tax time! That’s right, it’s time to dig in and start thinking about ... (more)

New Car Strategy: How I Found the Best Value on a New Car

From 20SomethingFinance.com
February 1, 2012 at 10:00 am
I last left you with the tale of Grandy, my dying car… I knew it was time to trade her in. And to do so before she died would be wise. She still had some value in her for ... (more)

How Much Electricity Costs to Power Household Devices & How to Cut your Usage

From 20SomethingFinance.com
January 30, 2012 at 10:02 am
“Micromanaging” has a certain negative connotation due to its application in a work environment. When it comes to budgeting, however, micromanagement should be embraced ... (more)

Yes, there is Life After Cable TV: Share your Story

From 20SomethingFinance.com
January 25, 2012 at 1:51 pm
I have a love-hate…OK, it’s 99% hate relationship with Comcast and cable TV. I negotiate with Comcast frequently (most recently saving $200 over 6 months) – and ... (more)

Why “Spend Less than you Earn” is Flawed Financial Advice

From 20SomethingFinance.com
January 24, 2012 at 9:33 am
One of the most over-used, over-rated, over-hyped financial cliches out there is “spend less than you earn” or similarly spend less than you make”. We’ve ... (more)

The Tale of Grandy, my Dying Car

From 20SomethingFinance.com
January 23, 2012 at 9:59 am
A few years ago, my wife and I sold one of our two vehicles (the newer one, with payments) and decided to share our other vehicle as I decided to start bus commuting and riding ... (more)

H&R Block Online Tax Prep Reader Giveaway!

From 20SomethingFinance.com
January 18, 2012 at 9:15 am
If you haven’t already purchased your tax software this year, why not get it for free? I have 5 authorization codes for free copies of H&R Block’s at Home Premium ... (more)

How to Get 3 Free Credit Reports Per Year (with no Strings Attached)

From 20SomethingFinance.com
January 17, 2012 at 8:07 am
Free Credit Report Basics Keeping up with your credit reports is essential for anyone who is serious about their financial well-being. They may be the only way for you to detect ... (more)

2012 Tax Deadline

From 20SomethingFinance.com
January 16, 2012 at 10:46 am
Take note that the 2012 tax deadline (for your 2011 taxes) will be Tuesday, April 17, 2012. Why isn’t April 15 the IRS tax deadline for filing, like it is most years? April ... (more)

The Most Fuel Efficient Cars of 2012

From 20SomethingFinance.com
January 11, 2012 at 9:09 am
The Top Fuel Efficient Cars of 2012 Even in tough economic times, the price of fuel has hovered above $3 per gallon. And should the economy rebound, those prices could skyrocket. ... (more)

2012 Energy Tax Credits Reduced

From 20SomethingFinance.com
January 10, 2012 at 9:12 am
2012 Energy Tax Credit Updates If you were planning a modest home improvement update that would save you future energy costs and reduce your carbon footprint in the hopes that ... (more)

Credit Karma has Started Offering Free Credit Monitoring

From 20SomethingFinance.com
January 9, 2012 at 8:54 am
As a Credit Karma user, I recently received an email announcing that they have begun offering daily free credit monitoring in addition to free credit scores! What is credit monitoring? Credit ... (more)

2012 Tax Brackets & Standard Deductions Changes

From 20SomethingFinance.com
January 4, 2012 at 8:44 am
As you’re likely starting to put things together for your 2011 tax return, it’s never too early to start looking ahead to 2012 taxes. One of the benefits of inflation ... (more)

The Top 15 Cheapest New Cars of 2012

From 20SomethingFinance.com
January 3, 2012 at 8:46 am
Looking for a cheap new car? It’s important to do the research ahead of time to get a clear picture of what you’re buying. Sticker price, dealer cost, fuel efficiency, ... (more)

Share your Biggest Financial Accomplishment of 2011 & what you’re Excited About for 2012

From 20SomethingFinance.com
January 2, 2012 at 9:08 am
When it comes to personal finance resolutions, it’s hard to find a one-size fits all goal for everyone to adopt. To be honest, I have a real hard time with New Year’s ... (more)

20SomethingFinance 4th Blogiversary & Best Posts of 2011!

From 20SomethingFinance.com
December 29, 2011 at 10:25 am
20SomethingFinance started over a holiday break in December of 2007. It’s hard to believe that I’ve been at this for 4 whole years. Don’t worry though,  I published ... (more)

I’m on Google Plus! Let’s Circle it Up

From 20SomethingFinance.com
December 28, 2011 at 12:29 pm
I have been looking forward to some time off from work to explore some of the things I have been wanting to dedicate time to. Top of my list: Google+. I created a 20somethingfinance ... (more)

Good or Bad Personal Finance Cliche: “Your Home is an Investment”

From 20SomethingFinance.com
December 27, 2011 at 9:53 am
This is the second in a series of posts that aim to dispel or reinforce common personal finance cliches. The first looked at the commonly used phrase, “A penny saved is a ... (more)

The Lifetime Cost of Cable TV (Warning: you will Get Sick)

From 20SomethingFinance.com
December 22, 2011 at 3:31 pm
We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV. That’s right ... (more)

How to Control your Wants & Impulsive Buying

From 20SomethingFinance.com
December 20, 2011 at 8:58 am
Deciphering what is a want vs. a need is not always the easiest thing to do. As we previously covered, at their simplest level they can be defined as: What you need: the basic ... (more)

Good or Bad Personal Finance Cliche? “A Penny Saved is a Penny Earned”

From 20SomethingFinance.com
December 19, 2011 at 8:54 am
It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand. It’s a complicated world out there and we are ... (more)

6 Kick-A$$ Last-Minute Money Saving Gifts

From 20SomethingFinance.com
December 14, 2011 at 9:19 am
It’s holiday gift buying crunch time! However, it’s not too late to make some last minute purchases. In fact, Amazon just extended their holiday shipping deadline to ... (more)

An Early Look at the 2012 Chase Freedom 5% Cash Back Bonus Category Calendar

From 20SomethingFinance.com
December 13, 2011 at 9:39 am
I’ve been anxiously awaiting the release of the 2012 Chase Freedom bonus calendar so that I can figure out my credit card strategy for 2012. If you’re not sure what ... (more)