Posts for Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor Carbondale Illinois


Building Real Wealth: Small Company Equity

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 12, 2010 at 6:49 am
This is fantastic guest post by Omie Small who shares his experience as successful entrepreneur. Looking to create your own start-up company from scratch? If so, read this and ... (more)

Happy Anniversary? Stock Market Rebound

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 10, 2010 at 11:39 am
One year ago, on March 9, 2009, the stock market began a rally that has led to a total return of 72% for the S&P 500, through the end of last week. As we reach this anniversary ... (more)

Rules and Limits to Open a SEP IRA

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 9, 2010 at 6:26 am
Are you a self-employed business owner that is looking for a cost effective to lower your taxes and help you save for retirement?  If that fits your profile then a SEP (Simplified ... (more)

How to Save Money When Moving Your House

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 8, 2010 at 6:40 am
With the completion of our new home, the realization of how much “stuff” we had to move to our new house sent chills down our spine. We’ve been in our house ... (more)

A Family Photo Shoot With The Rose’s

From
March 5, 2010 at 6:18 am

I have many reasons to be blessed, but for the purpose of this post I have two major reasons to be blessed:

I have an awesome family.
I have a truly talented best friend who

... (more)

How To Make Quarterly Estimated Tax Payments

From
March 4, 2010 at 6:58 am

This is a another guest contribution by Miranda Marquit.
If you are self-employed, it can be a good idea to make quarterly estimated tax payments. Making regular tax payments can

... (more)

Groundhog Day Comes Late

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 3, 2010 at 6:42 am
Groundhog Day came late in February for the stock market. Last Thursday’s worsening weekly unemployment claims data spooked stock market investors worried about job growth as ... (more)

How to Become a Successful Financial Advisor

From
March 2, 2010 at 6:31 am

How do you define success?  Success can come from many aspects: life, career, family.  Often I get asked how I became a financial advisor and what has led to my success. When

... (more)

What Happens When a Life Insurance Policy Lapses

From
March 1, 2010 at 6:00 am

We all get busy and let the “little things” slip through the crack sometimes. This, however, wasn’t a little thing.  In the hustle and bustle of the holidays,

... (more)

Return of the “Quiet” Municipal Market

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 26, 2010 at 8:44 am
The municipal bond market, as measured by the Barclays Municipal Bond Index, has moved along at a slow and steady pace this year in contrast to the gyrations in the taxable market. ... (more)

How To Get Health Insurance When You are Self Employed

From
February 25, 2010 at 6:45 am

The jump from W-2 employee to self-employed is one that many don’t dare cross.  There are many risks and challenges as a business owner and at top of the list is having

... (more)

Investing for Volatility

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 24, 2010 at 6:35 am
On Friday, the S&P 500 was up 5% from its low for the year on February 8. From January 19 to February 8, the index fell about 8%. Since then, it has recovered more than half ... (more)

How Identity Theft Destroys Your Credit

From
February 23, 2010 at 6:29 am

This is a guest post by Carrie Davis who is a personal finance blogger at SpendOnLife.com.
Some cases of identity theft are pretty minor. Maybe you notice a couple transactions

... (more)

What To Bring to a Tax Accountant To File Your Taxes

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 22, 2010 at 6:01 am
Tax time is here again and this is the year that you don’t wait till the last minute to file your taxes, right?…..Right? Remember what happens when you don’t ... (more)

How to File Taxes with Your 1099’s

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 18, 2010 at 12:30 pm
Tax time is coming!  Now is the time of the year when you start getting all your tax documents in order and either start calling your accountant or fire up Turbo Tax to get it ... (more)

White House Punts on Fannie and Freddie

From
February 18, 2010 at 6:28 am

Earlier this month, the White House played the role of a NFL punter and punted the issue of what to do with Fannie Mae and Freddie Mac far downfield. In fact, maybe the next fi

... (more)

8 Things You Need to Know About Reverse Mortgages

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 17, 2010 at 6:35 am
The reverse mortgage has become one of the more popular retirement planning tools in recent years. Reverse mortgages are sought after because they can provide an income source ... (more)

Missed Tax Deadline? File an Extension

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 16, 2010 at 6:50 am
This is a guest post by JoeTaxpayer. With the tax deadline quickly approaching, I asked Joe to share the steps and reasoning that one would need to file an extension.  As a reminder, ... (more)

Warning Signs You Need to Fire Your Financial Advisor

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 15, 2010 at 12:30 pm
You’ve been working with a financial advisor for some time now, but now you’re starting to have doubts that you hired the right person for the job (Hopefully, you did ... (more)

Best of Money Carnival: Top 10 Reads of the Week

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 15, 2010 at 6:29 am
I get the unpleasant luxury of hosting this weeks Best of Money Carnival. Why is it unpleasant? Because out of 70+ well written and engaging blog posts that were submitted for ... (more)

How to Keep Your Computer Files Safe and Sound

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 11, 2010 at 2:00 pm
This is a guest post by Paul from the Fiscal Geek. It’s a story you’ve heard a million times before. You’re sitting in Economics 101 and you look out across campus ... (more)

The Greek Affair

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 11, 2010 at 6:09 am
Concerns over Greek, and more recently, Portuguese government bonds once again dominated bond market headlines and led to underperformance of Investment-Grade Corporate, High-Yield, ... (more)

What’s the Differences between Coverdell Education Savings Accounts vs. 529 College Savings Plans?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 10, 2010 at 6:49 am
Having just had my second son, the reality that I’ll be shipping my kids off to college sooner than later is sinking in.  I had already started a 529 College Savings Plan ... (more)

Staging a Comeback?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 9, 2010 at 6:59 pm
The stock market, as measured by the S&P 500, was down about 1% last week bringing the losses since January 19 to about 7%. This may feel like one long slide in the stock market ... (more)

7 Questions with Pat Flynn from Smart Passive Income

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 9, 2010 at 7:21 am
Interview with Pat Flynn-Internet Marketer Let me tell you a secret: I love internet marketing.   The whole concept fascinates  me and as I’ve seen my blog grow exponentially, ... (more)