Posts for Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor Carbondale Illinois


How to Pay Federal Taxes Online With Your Credit Card

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 13, 2012 at 9:52 am
It’s time again to ante up to Ol’ Uncle Sam.Taxes are due again and while you hoped to get a refund this year, it looks you’re going to have to pay again – ... (more)

Tax Planning Goals – Get Your Tax Schwag On

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 12, 2012 at 9:11 am
When arranging your financial affairs, you will want to plan to minimize your taxes as much as you can.Unless of course you enjoy paying taxes?   Didn’t think so.There ... (more)

Stop Getting Bullied by Bad Mutual Funds

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 11, 2012 at 9:22 am
Remember that kid in grade school that was always in trouble for beating people up?He was always in detention and always got written up for roughing up other kids, and as they ... (more)

Roth IRA Success Story – How to Get $50,000 Tax-Free Money For Your Kids

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 10, 2012 at 10:23 am
The Roth IRA Movement may be almost two weeks old, but that’s not going to stop from keep promoting it to potential new investors.If you haven’t started a Roth IRA ... (more)

Get Rich Slowly Video Contest – I’ve Got Moves, a Grill, and a Wife That Has Gone Green

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 5, 2012 at 11:56 am
One of my favorite blogs, Get Rich Slowly, is hosting their annual video contest once again. The contest involves you recording your personal finance tip and a personal finance ... (more)

Best Small Business Credit Cards and Charge Cards

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 4, 2012 at 3:00 pm
Are you bootstrapping your business and in need of a credit card to help you expand your operations? Or has your company grown and you are just looking to maximize the rewards ... (more)

Retirement Pension Rollover Options

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
April 2, 2012 at 3:14 pm
When I say the word “Pension” to a 20 some year-old, most of them think I speaking some mythical language. What the heck is a pension?While most younger people are ... (more)

Why My Family Decided To Become Landlords

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 30, 2012 at 10:03 am
This is a guest post by Hank Coleman who writes about personal finance, investing, and retirement on his blog, Money Q&A. Hank shares his story about how he and his wife decided ... (more)

Is the $75 Annual Fee Worth Paying to Get 6% Cash Back with an American Express Blue Cash Preferred Credit Card?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 29, 2012 at 3:00 pm
Getting a little bit of cash back on all of your spending is nice, but getting a lot of cash back is better, right?We showed you how great the American Express Blue Cash credit ... (more)

The Roth IRA Movement

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 27, 2012 at 2:42 am
Welcome to one of the most exciting posts that I have ever written on the blog.  Heck, this is the most exciting post I’ve wrote!!Why?   The first reason is that it’s ... (more)

What to Do if You’re Audited – Avoid a Run In With The IRS

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 26, 2012 at 8:14 am
One of the scariest financial situations that many people can imagine is the tax audit.The good news is that your chance of being audited is relatively small. Only about 1 million, ... (more)

2012 Tax Law Changes You Might Not Know But Should

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 22, 2012 at 10:11 am
Keeping track of all the different tax law changes is almost as difficult of keeping track of how many times my wife wants to make a slight decor change to the interior of our ... (more)

Can I Fund Your IRA With $5k Cash….Pretty Please?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 21, 2012 at 9:27 am
Did that headline get your attention?  If not, let me repeat……Today is your lucky day that you could potentially win $5,000 in cold hard cash…..Boo-yah!!!Have ... (more)

The Top 95 Most Hilarious Quotes About Money

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 19, 2012 at 11:00 am
There’s nothing more inspirational that a good quote.And there’s nothing more funny than a good quote, too.I’ve scoured the internet looking for some of the funniest ... (more)

Unclutter Your Financial Life: Stop Receiving Prescreened Offers and Marketing Information

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 15, 2012 at 9:55 am
I hate junk mail. H.A.T.E. I.T.!Lately I’ve been inundated with credit card offers.   See the pic to the right?   See how happy I am?  Yes, I’m being sarcastic. ... (more)

Best Places to Open a Roth IRA

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 12, 2012 at 3:00 pm
Do you know what your income tax rate will be in the future?The answer to that question is key to your retirement planning. If you think your tax rate will be lower in the future ... (more)

Are Roth IRA Contributions Tax Deductible?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 12, 2012 at 10:54 am
Are Roth IRA contributions tax deductible?The simple answer is no. But a more nuanced answer will note that although Roth IRA contributions themselves are not tax deductible, you ... (more)

How to Really Retire Early…..Really

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 9, 2012 at 9:05 am
Would you believe if I told that you can really retire early one day?I promise it’s not an urban legend or a myth. But it’s also not easy.If you want to retire early, ... (more)

Let’s Start a Movement (Roth IRA Style)

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 6, 2012 at 10:40 am
When somebody says the word “movement” to me, the first thing I think about is Zumba. I wish I could tell you why, but alas I can’t.Today, I want to talk about ... (more)

What Protection Your Investments Get From the SIPC

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 5, 2012 at 9:24 am
As a financial planner, I get a lot of concerned questions from my clients regarding their investments.One recently asked me “What exactly happens if the brokerage firm I’m ... (more)

When Should You Use Margin When Investing?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 1, 2012 at 5:27 pm
Margin is debt. You borrow capital from your broker to buy more assets, in most cases stocks.This gives you leverage. You are making a bet that your returns on the investments ... (more)

Share Your Bucket List and Win $500.

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
March 1, 2012 at 8:25 am
When’s the last time that somebody gave you $500 for doing nothing?The last time I checked, the answer is never.If you’re a Good Financial Cents reader, then today’s your ... (more)

Growing a Freelance or Small Business? Use Chase Ink Classic Business to Grow Your Empire (Now with $250 in Rewards!)

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 29, 2012 at 3:00 pm
Successfully growing your entrepreneurial motives into a side business (or more!) is challenging, taxing, rewarding, and extremely gratifying.Who doesn’t want an empire of ... (more)

3 Lessons My Dad Taught Me That Will You Instantly Make You a Better Person

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 28, 2012 at 11:38 am
My dad was a college dropout and didn’t get his degree until his late 50′s.He bounced around several jobs and never really found himself.He passed away with thousands ... (more)

How to Get Your Tax Refund as Quickly as Possible

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 23, 2012 at 9:22 am
One of the big concerns that many Americans have around this time of year is getting a tax refund as quickly as possible.If the government owes you a tax rebate, you want that ... (more)