Posts for Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor Carbondale Illinois


HOOAH!!!! Financial Advisors for Military Families

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 9, 2012 at 10:52 am
This is a guest post from Doug Nordman the author of The Military Guide to Financial Independence and Retirement. When Jeff posted 7 Financial Advisors I Would Like to Punch in ... (more)

Free Credit Monitoring from Credit Karma

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 8, 2012 at 1:16 pm
Credit Karma is well-known in the world of personal finance as one of the leaders in offering access to a free credit score.Credit Karma offers an array of interesting information ... (more)

Best Student Credit Cards for College Spring Break

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 7, 2012 at 3:00 pm
Are your friends planning a last minute Spring Break trip, but you aren’t sure how you’re going to be able to go?Don’t be left behind at the dorms! Traveling ... (more)

Traditional IRA Rules and Contibution Limits 2012

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 7, 2012 at 1:13 pm
You know how much I love the Roth IRA.  Love, love, love it!!I’m actually more in love with the Roth IRA than I am the 401k.And you already know how I feel about target ... (more)

YOUR Attitude IS Everything – Don’t Quit On Yourself

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 6, 2012 at 9:10 am
“If you say you can’t, then you absolutely won’t”. -My dadMy dad would always tell me that whenever I gave up on anything.“Dad, I just can’t ... (more)

Ally Bank Review – Are They The Best Online Bank?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 3, 2012 at 11:02 am
Who enjoys making 0.15% on your savings account?  Raise your hand…..Didn’t think so.Interest rates have been low for quite some time (too long for many), and finding ... (more)

Like This: How to Buy Facebook IPO Shares

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
February 2, 2012 at 10:17 am
The million  $5 billion dollar question of the week,“How do I buy shares of Facebook’s IPO?”I’ve literally have had a dozen people ask me how they can ... (more)

Get a Free Roundtrip Flight on Southwest Airlines with a Chase Southwest Airlines Rapid Rewards Credit Card

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 31, 2012 at 3:00 pm
Wouldn’t it be nice to have someone else pay for the flight to your next vacation destination?(And even better: what if that free flight was on the best airline in the country?)You’ll ... (more)

The Gift That Keeps On Giving – Gifting Limits for 2012

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 31, 2012 at 12:28 pm
The holiday season is already behind us but that doesn’t mean you still can’t give the perfect gift.In the financial world, the term gift has a whole new meaning as ... (more)

7 Financial Advisors I Would Like to Punch in the Face

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 30, 2012 at 8:09 am
Wicked Left HookPeople who know me know I’m not a very violent guy.I’ve never been in a fist fight in my entire life, I very seldom ever yell (except when the St. Louis Cardinals ... (more)

Fee Only Vs. Fee Based Financial Advisor – What the heck is the difference?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 27, 2012 at 10:51 am
Potato, potahto. Tomato, tomahto. Fee Only Vs. Fee Based. The same difference, right?Not quite.If you’ve ever interviewed or hired a financial advisor, chances are you you ... (more)

How an Email From Credit Sesame Saved Me Over $70,000 and I Love Them For It

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 25, 2012 at 8:52 am
Each day my inbox gets flooded with hundreds of emails.Offer this, buy this, accept my guest post this. Ugh!I’ve been working more diligently to check my email only a few times ... (more)

American Express Blue Cash – An Everyday Spending Cash Back Card We Can All Appreciate

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 24, 2012 at 3:00 pm
Who doesn’t like the idea of getting cash back on your normal every day spending?No special miles that need to be redeemed on the 15 non-blackout dates on the airline. No ... (more)

Why I Hate Target Date Mutual Funds and You Should, Too

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 23, 2012 at 8:22 am
You’ve been investing in your 401k for quite some time and are probably still clueless in where your money is going.  (Don’t worry…you’re not alone)But you’re ... (more)

Financial Rant: Turning Change Into Millions with Some Magical Bunnies on the Side

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 18, 2012 at 1:11 pm
Think you’ll be able to retire early with gobs and gobs and money?   Well, you might……if you actually save.In case you missed that…..YOU HAVE TO SAVE!For ... (more)

Discover More Credit Card Review – 0% APR and No Balance Transfer Fee

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 17, 2012 at 3:00 pm
Are you currently struggling to keep up with your credit card minimum payments? Are you paying interest in the 14.99% to 24.99% (or higher) range?You need to pay attention.Did ... (more)

It CAN Happen to You, Too

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 16, 2012 at 8:42 am
It’s one of those things that you think will never happen to you.To walk into the kitchen and find the love of your life lying lifeless on the floor; dead on the cold kitchen ... (more)

Is That REALLY Affordable?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 11, 2012 at 8:56 am
During the heady years prior to the financial crisis of 2008, many people thought that they could “afford” bigger homes.Unfortunately, as low-rate mortgage reset, it ... (more)

How Much Does a Million Dollar Term Life Insurance Policy Cost?

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 10, 2012 at 9:27 am
“One million dollars…..baawaahahahahah!”  One million dollars...I can’t help but chuckle when I think of Dr. Evil saying that in the classic series ... (more)

Review of Chase Blueprint

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 9, 2012 at 3:00 pm
Have you ever struggled to manage your credit card use? Have you been frustrated to be charged interest on your every day items while you try to pay down your balance?A new set ... (more)

How to Tebow-size Your Financial Life

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 9, 2012 at 8:47 am
Say what you want about Tebow… he has proven he is a competitor, a winner and the most important thing to him – a strong Christian that doesn’t ever stop believing.I’m ... (more)

Scottrade Review: Opening an Online Trading Account

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 6, 2012 at 1:04 am
Scottrade is one of the most solidified discount brokers in the industry.They offer competitive trading costs as well as great customer service. Scottrade has a standard fee for ... (more)

The Real Reason Why You’re in Debt and How to Get Out

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 4, 2012 at 8:51 am
Most Americans have some amount of personal debt.If you include secured debts, like homes and cars, an astonishing 80% of Americans have accrued some form of debt.Take the secured ... (more)

What is a Mutual Fund (with Some Steak Chili on the Side)

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 3, 2012 at 8:57 am
Many people own mutual funds and still have no real clue what a mutual fund really is.And since more than 80 million people invest into mutual funds, wouldn’t you think people ... (more)

Goals for 2012: Focus on What You Love

From Good Financial Cents -Jeff Rose Certified Financial Planner and Investment Advisor, Carbondale, Illinois
January 2, 2012 at 8:16 am
Time to FocusLast year was the first year that I wrote a goals post here on the blog.I truly loved the experience as it helped put things in perspective of what I really wanted ... (more)