Posts for Money Under 30


The Lending Club IRA

From Money Under 30
September 2, 2010 at 1:00 pm
Did you know that you can open a free individual retirement account (IRA) on Lending Club? It’s true. So if you’re craving an alternative to target-date mutual funds (and stocks, ... (more)

How to Lower Your Credit Card Interest Rate

From Money Under 30
September 2, 2010 at 9:25 am
When it comes to pulling the wool over customers’ eyes, banks issuing credit cards are the pros. And one of their favorite ways to trick you is to raise your credit card ... (more)

The Difference: Growth Investing vs. Value Investing

From Money Under 30
August 31, 2010 at 8:30 am
There are two types of investors in the stock market: growth investors and value investors. Growth investors look to buy emerging companies with great growth rates. Value investors ... (more)

How to Shop for a Mortgage: 7 Steps to Finding the Perfect Home Loan

From Money Under 30
August 26, 2010 at 8:00 am
Photo by woodleywonderworks. Every week, I see home buyers make the same expensive mistake: they simply don’t shop around for a mortgage. It’s a shame. When you buy a home, ... (more)

Recycling is Free, Green, and Sexy; So Why Don’t You Do It?

From Money Under 30
August 25, 2010 at 8:00 am
Photo by f1rwb DClik. Editor’s Note: To avoid any confusion, Amber is not a new writer…it’s just the real name of the contributor formerly known as “Carrie ... (more)

Savings Interest Rates Suck, But Here’s What You Can Do About It

From Money Under 30
August 20, 2010 at 1:09 pm
Today, I want to tackle a common question: When savings account interest rates suck, how else can you get a return on your cash? Here’s how one reader phrased it: I’m a single ... (more)

In Brief: Facebook, the Cost of College, and 83 Things To Do Before You’re 30

From Money Under 30
August 20, 2010 at 9:20 am
Here are stories from like-minded blogs I found interesting recently. Click on the linked summary to read the full story. Own the Dollar: 83 money moves to make before turning ... (more)

Is That Stock Price a Good Value? How to Find Out

From Money Under 30
August 19, 2010 at 7:45 am
Have you ever wondered how you can tell if a stock is selling at a good price? Financial programs and magazines are always saying that this stock is cheap or this stock is expensive. ... (more)

The Claim: Healthcare Law Will Create a 3.8% Real Estate Tax in 2013

From Money Under 30
August 18, 2010 at 9:06 am
Earlier this year, a number of similar, frequently-forwarded emails frightened a lot of people. Here’s a snippet of one: This should help stimulate the Real Estate market! UNDER ... (more)

American Express Pass Card Review

From Money Under 30
August 17, 2010 at 9:18 am
Do you want your allowance in paper or plastic? American Express just released the Pass Card, a prepaid reloadable debit card for teens that aims to simplify how you and your ... (more)

Save Money On Your Next Computer: Five Rules to Shop By

From Money Under 30
August 16, 2010 at 11:29 am
Photo by Kathleen Leavitt. Whether you’re a student, a teacher, or anybody else with the itch (or desperate need) for a new computer, it’s a good time of year to find deals. ... (more)

Avoid Tourist Traps (Your Wallet Will Thank You)

From Money Under 30
August 13, 2010 at 8:56 am
Photo by sharpshutter. You can hear the sound of ocean waves crashing in next to you, the sun is kissing your cheeks, a salty breeze is cooling your skin, and a polite waiter ... (more)

Steven Slater Proves It: You Need an F-You Fund

From Money Under 30
August 12, 2010 at 8:51 am
I love the Steven Slater story. In case you’ve had your head in the sand for the past few days, here’s the quick version: Slater was a Jet Blue flight attendant who had a ... (more)

Why Most Good Investors Speculate (And You Should, Too)

From Money Under 30
August 11, 2010 at 9:06 am
Are you an investor or a speculator? You may not be sure, but the two are quite different. The primary difference lies in the safety of the principal. The first rule of investing ... (more)

Credit Cards with the Best Customer Websites

From Money Under 30
August 9, 2010 at 7:30 am
The credit card industry is so competitive, that leading cards for borrowers with good credit are pretty similar. If you go with one of our recommended credit cards, you can expect ... (more)

How to Qualify for an FHA Loan

From Money Under 30
August 6, 2010 at 7:00 am
Many people think that FHA mortgage loans are only for first time homebuyers. Although FHA loans can be a great option for first time homebuyers, they can be used for many other ... (more)

Freelance Work: Why You Should Be Freelancing Now and the Secret to Getting Started

From Money Under 30
August 4, 2010 at 8:06 am
Photo by novecentino. Freelance work is a hot topic these days—especially among members of our generation and especially among those interested in personal finance. And ... (more)

How Do You Know When It’s Time For You To Sell Your Shares

From Money Under 30
August 3, 2010 at 8:29 am
It would be great if you could buy a stock, bond, mutual fund, or exchange traded fund and just hold it forever. Sadly, this is not the case. With every investment, there always ... (more)

ETFs: A Friend to Young Investors

From Money Under 30
August 2, 2010 at 9:46 am
Not long ago, the only option for investors looking for simple diversification in their portfolios was to buy a mutual fund. Individual stocks have always required a large amount ... (more)

Mid-Year Tax Planning

From Money Under 30
July 29, 2010 at 8:35 am
It’s almost August, it’s sunny outside, and the last thing you want to think about is your tax bill for 2010. In fact, you have repressed 2009’s tax filing memory so deep ... (more)

Seller Carry Backs: Finance a Home Without a Mortgage

From Money Under 30
July 28, 2010 at 8:58 am
Most people have never even heard of a seller carry back, yet it can really pay to understand this real estate strategy. What is a seller carry back, anyway? A seller carry back ... (more)

What’s Your Car Really Costing You?

From Money Under 30
July 26, 2010 at 10:02 am
Photo by jauladeardilla. For many of us in the United States, owning a car is a necessity. We need a car to get to work. And we need to work so we can make mortgage payments, ... (more)

Five Growth Stocks For Young Investors

From Money Under 30
July 22, 2010 at 8:41 am
You don’t need to be a day-trading CNBC junkie to put a few growth stocks in your portfolio. In fact, a few well-placed growth stocks might serve long-run buy-and-hold investors ... (more)

Car Buying Tricks: What Are Yours?

From Money Under 30
July 21, 2010 at 7:00 am
In about a month, I’ll be a new dad. And along with the crib and the baby clothes and the diapers, I may have to buy a new car. No, I’m not running out to buy a minivan; but ... (more)

Home Buyers: How’s Your Future ‘Hood?

From Money Under 30
July 20, 2010 at 9:47 am
Photo by pbo31. If you’re on the road to buying a home, life is about to get busier. You’ll need to choose a Realtor, tour homes, get mortgage pre-approval, and make offers. ... (more)