Posts for My Journey to Millions


Saving Money for the Future? Start Now

From My Journey to Millions
February 18, 2012 at 9:00 am
There are plenty of reasons why you might want to save money for the future. It could be that you’re saving for a new house or a car. You might want to save up for a fantastic ... (more)

How I Use The Google Docs Spreadsheet For Investing

From My Journey to Millions
February 17, 2012 at 10:40 am
I am not exactly sure how Microsoft still profits off the office suite of products considering the awesomeness that is both google docs and openoffice; although I guess they figured ... (more)

The Insurance You Need for Common Winter Accidents Icy Road Driving

From My Journey to Millions
February 16, 2012 at 11:10 am
Traffic speeds slow as the temperature drops and winter begins. Most drivers are cautious on icy roads, which can look dry and secure, but be deceptively slick and dangerous. It’s ... (more)

2012 Gift Tax Exemption and Exclusion Amounts

From My Journey to Millions
February 15, 2012 at 11:00 am
DISCLAIMER: Estate and Gift Taxes are an entire semester at law school and probably for your local accountant as well so this is just a brief introduction into the exemption amounts ... (more)

How I Prepare to Meet My Accountant

From My Journey to Millions
February 13, 2012 at 11:50 am
Up until I got married to The Wife I did my own taxes as they were straightforward!  A W2, a few bank accounts, an investment account and my student loans.  Then I bought a house ... (more)

My Route To The Leisure Class

From My Journey to Millions
February 12, 2012 at 8:55 am
When the phrase “leisure class” comes to mind, most people picture private jets, large mansions, and vast family fortunes. They envision people who hold careers as an investment ... (more)

Data Cleansing – How Clean can it get?

From My Journey to Millions
February 11, 2012 at 8:00 am
Your favourite espionage movie is likely to be full of tracking, monitoring and intelligence technology so sophisticated that it blows your mind to think it could actually be real. ... (more)

Never Assume Someone Has a Completed Estate Plan

From My Journey to Millions
February 9, 2012 at 11:15 am
In the past I have stressed that regardless if someone is with working with a professional that person’s testamentary intent should be the most important objective when planning ... (more)

Updating My Dividend Income Investment Portfolio

From My Journey to Millions
February 7, 2012 at 10:20 am
Every two to three months I like to update my Dividend Investment Portfolio (or known around these parts as the article formally known as the Perpetual Income Machine) and since ... (more)

Maximizing Family Resources to Get College Financial Aid

From My Journey to Millions
February 6, 2012 at 4:14 pm
It’s no secret that paying for college is an incredibly expensive proposition these days. Tuition at private schools has been steadily rising for years, and state financial troubles ... (more)

Would You Pay More for an American Made Good?

From My Journey to Millions
February 3, 2012 at 11:00 am
I was watching one of my favorite shows last week, Shark Tank, and there was a particular story that got me thinking.  According to ABC Donny McCall, designed the patented made-in-America ... (more)

February 2012 Net Worth Update

From My Journey to Millions
February 1, 2012 at 11:05 am
With another month in the books it is time to do my net worth update.  Considering how well this experiment has gone recently it is hard for me not to get excited about writing ... (more)

Real Estate as an Investment?

From My Journey to Millions
January 31, 2012 at 10:33 am
When you prepare to enter the real estate market for the first time, you may find that many well-meaning individuals will encourage you to buy as much house as you can with as ... (more)

How I Saved $80 with Sprint and Why You Should Read Personal Finance Blogs

From My Journey to Millions
January 30, 2012 at 11:15 am
I, like most people, do not check my monthly bills that are on auto pay unless something goes wrong.  So I am sure you can imagine my surprise when I was checking out one of the ... (more)

Home Insurance and Antique Furniture

From My Journey to Millions
January 29, 2012 at 10:04 am
Home insurance can cover the cost of repairing or replacing your antique furniture. However, if you purchase an expensive piece check the limit specified in your home insurance ... (more)

Household Saving and Spending Advice

From My Journey to Millions
January 28, 2012 at 9:00 am
When you are faced with a regular pile of household bills, it can often be a little daunting working out where to start if you’re trying to save money. However, there are some ... (more)

Rudy! Rudy! Rudy!

From My Journey to Millions
January 26, 2012 at 10:50 am
I refuse to believe that there is a male out there who is in between the age of 22 and 48 who hasn’t seen the movie Rudy.  A feel good story about Daniel Ruettiger, a scrappy ... (more)

The Worst Way to Invest in Real Estate

From My Journey to Millions
January 25, 2012 at 10:03 am
Have you ever thought about investing in real estate? Would you try to flip your houses, or would you start creating a passive income by renting it out? Personally, I love the ... (more)

My American Express Spending December to January

From My Journey to Millions
January 24, 2012 at 11:45 am
Starting last month I decided it was time to get a hold of my family’s expenditures, specifically, those expenditures which are more or less in the discretionary category. ... (more)

Don’t Be a Sheep When it Comes to Your Finances

From My Journey to Millions
January 23, 2012 at 11:45 am
It is natural that people disagree about personal finance decisions and even investing strategies.  Some people are comfortable with 5 year ARMs, 10 year AMRs, balance transfers, ... (more)

You Have Absolutely No Patriotic Duty To Pay High Taxes

From My Journey to Millions
January 19, 2012 at 10:40 am
I don’t want to pay higher taxes then what the law mandates.  In fact a large part of my day is spent helping people plan for the Federal and State Estate Tax and I love my ... (more)

What Do You Do With Your Children’s Money?

From My Journey to Millions
January 17, 2012 at 11:10 am
Over the past 13 and a half months we have a couple events for my son that resulted in cash gifts, specifically, we had his actual birth, Christening and his First Birthday. ... (more)

Turn Your Resolutions Into Good Habits

From My Journey to Millions
January 13, 2012 at 11:53 am
New Years is a time for making optimistic promises to yourself. Whether your goal is to lose weight, get your finances on track or fulfil some other lofty plan, almost everyone ... (more)

Most Readers Will Hate What I Did With Part of My Bonus

From My Journey to Millions
January 12, 2012 at 11:30 am
Every year, when I get my bonus I think about how I will split up the money. A couple years back I received less than what I expected and discussed what to do if you receive an ... (more)

Differences Between Nontraded REITs and Exchange Traded REITs

From My Journey to Millions
January 9, 2012 at 11:15 am
Outside of investing a small percentage of my bi-weekly 401(k) contributions into a Real Estate Investment Trust (REIT) Fund, I have very little personal experience investing in ... (more)