Posts for Own The Dollar


Write Your Budget Two Weeks At A Time Based On Your Paycheck

From Own The Dollar
September 1, 2010 at 8:00 am
While most people are familiar with the traditional approach to budgeting their money every month, you might want to break down your budget into smaller chunks if you are still ... (more)

Five Simple Tricks To Remind Yourself Why You Are Saving Money

From Own The Dollar
August 31, 2010 at 8:00 am
Everyone has financial goals that they are saving for. Some people want to retire early. Others want to send their children to private school or save for college tuition. No matter ... (more)

The Top 30 Personal Finance Bloggers You Need To Be Following On Twitter

From Own The Dollar
August 30, 2010 at 8:00 am
My man, J Money, who runs the wild, awesome blog Budgets Are Sexy reminded me of an obscure article that I wrote last year about the Top Ten Personal Finance Bloggers you should ... (more)

I Just Joined Foursquare But I Don’t Know Why, Actually Gary Vaynerchuk Told Me To

From Own The Dollar
August 29, 2010 at 4:32 pm
My wife thinks that I am crazy. I just joined Four Square because Gary Vaynerchuk told me to on his radio show on Sirius satellite radio. Did you know that he had his first show ... (more)

Three Signs That You May Not Respect Your Money

From Own The Dollar
August 28, 2010 at 12:08 pm
People often do not know why they have money troubles in their lives. They may not but actually be in denial. A big reason for many people’s financial problems is that they do ... (more)

Four Thing I Learned From My Yearly Social Security Statement

From Own The Dollar
August 27, 2010 at 8:00 am
Here is a little secret nugget into the life of Hank Coleman. I was born in November. So, what does that mean? It is three months before my birthday, and I have received my yearly ... (more)

How Using A Debit Card Can Be Potentially Dangerous To Your Wealth

From Own The Dollar
August 26, 2010 at 11:04 am
Have you ever noticed that when you swipe your debit card at certain stores, such as Wal-Mart, the credit card machine automatically defaults to make it a debit card purchase? ... (more)

Trick Yourself Into Curbing Your Compulsive Spending With The 30 Day Rule

From Own The Dollar
August 23, 2010 at 5:20 pm
There are many times in my life when I have a compulsive urge to buy things. I am definitely a borderline compulsive spender and an impulse shopper. My wife will surely attest ... (more)

Question From A Reader – Should You Convert Your 401k To A Roth IRA?

From Own The Dollar
August 21, 2010 at 10:46 am
Last week, I received a question from a reader…I am 56 1/2 years old and have a 401k with my employer. I plan on retiring in about 5 years (maybe sooner). I am wondering if rolling ... (more)

Be Sure To Vote For Your Favorite – Education and Wealth Story

From Own The Dollar
August 20, 2010 at 4:39 pm
What are you thooughts on education and wealth? The guys over at GoBankingRates.com recently posed that question to a group of personal finance bloggers. You can vote for your ... (more)

Five Ways To Save Over $30,000 On The Cost Of A College Education

From Own The Dollar
August 18, 2010 at 8:37 am
The average cost of a 4-year public college is $8,150 per year with in-state tuition and $30,450 per year of tuition and fees at a private college in the United States. These figures ... (more)

Should You Share Your Will With Your Children?

From Own The Dollar
August 17, 2010 at 8:00 am
Should you share your last will and testament with your grown children? Reading them an advance copy of your will may preserve the harmony of your family and save your children ... (more)

Why A Car Lease Is A Bad Deal For Consumers

From Own The Dollar
August 16, 2010 at 8:00 am
A $200 car payment does sound like a great deal. Have you seen the new 2011 Hyundai Sonata commercials that have been all over television lately? I have to admit that it does sounds ... (more)

Four Critical Mistakes To Avoid When Buying Annuities

From Own The Dollar
August 14, 2010 at 8:42 am
One of the most popular options for investors approaching retirement is using an annuity to round out your retirement nest egg. Annuities have finally ditched their past less than ... (more)

Eighty Percent of Your Results Come From Twenty Percent of Your Effort – Pareto Principle

From Own The Dollar
August 12, 2010 at 8:00 am
Eighty percent of your results come from 20% of your efforts. It is called the Pareto principle. The trick is finding and focusing on your 20% that makes you the most money. If ... (more)

American Depository Receipts Great Way To Invest Internationally

From Own The Dollar
August 11, 2010 at 8:00 am
How many of the companies that you deal with on a daily basis are based overseas? For example, I wear Adidas tennis shoes, play video games on my Nintendo Wii, while watching my ... (more)

Sneaky Costs That Can Bite The First Time Home Buyer

From Own The Dollar
August 10, 2010 at 8:00 am
The average home buyer in America spends over $6,000 within the first year of home ownership sprucing up the place and adding things that were not included with the purchase. For ... (more)

How To Create An Income and Expense Worksheet to Track Spending For Your Budget

From Own The Dollar
August 9, 2010 at 8:00 am
A budget that works is a realistic budget. But, a functioning budget also offers a certain amount of latitude as well. It not only directs you toward your savings and investment ... (more)

Look At The Numbers When Comparing Renting Vs. Buying A Home

From Own The Dollar
August 8, 2010 at 8:23 am
There are a lot of hidden costs that are included in the total cost of owning a home. When you consider things such as insurance, maintenance, tax, PMI, and price, renting might ... (more)

Plan Your Career Change And Exit Before You Change Your Job

From Own The Dollar
August 5, 2010 at 8:00 am
One of the worst mistakes you can make in today’s economy is to leave your current job before you have secured your next one. There are far too many people currently looking ... (more)

Do You Set A Good Example With Your Finances?

From Own The Dollar
August 4, 2010 at 8:00 am
I loved an article that J Money over at BudgetsAreSexy wrote a few days ago. In it, he listed twelve ways that he is not good at personal finance. His list includes his poor negotiation ... (more)

Mid Cap Stocks – The Forgotten Asset Class and Understanding Market Capitalization

From Own The Dollar
August 3, 2010 at 8:00 am
Everyone knows about small capitalization (cap) stocks and large cap stocks, but a lot of people have forgotten about mid cap stocks. They are like the red headed stepchild of ... (more)

How To Save On Your Taxes In The Middle Of The Year

From Own The Dollar
August 2, 2010 at 8:00 am
If you want to save money and increase your wealth, probably one of the best places to begin is to see where you can reduce your taxes. No one likes paying what we think of as ... (more)

When is the Best Time To Refinance Your Home?

From Own The Dollar
July 31, 2010 at 8:22 am
It seems like every time you turn on the television news, read a newspaper, or listen to talk radio someone is talking about how low mortgage interest rates are. They spout about ... (more)

Research, Buy, and Insure Your Next Car Purchase From Your iPhone With USAA

From Own The Dollar
July 28, 2010 at 8:28 am
How does a predominantly online bank handle depositing your paper checks into your online checking account? ING Direct does not do it. You are just out of luck with the Bank of ... (more)