Posts for Own The Dollar


2010 Lending Club Performance Update – Earning a 12% Annual Rate of Return

From Own The Dollar
November 19, 2010 at 7:00 am
I did not realize it until a reader pointed out that I have not updated everyone on the status of my Lending Club investments. I even went back into the Own The Dollar archives ... (more)

There Are Alternatives To Receiving Loans From Payday Lenders

From Own The Dollar
November 17, 2010 at 7:00 am
Most people who have to turn to a payday lender for a loan are scared. Many feel like they have no other option because they need the money right away, have poor credit, or do ... (more)

Share Buyback Programs Are Not As Great As Investors May Think

From Own The Dollar
November 15, 2010 at 8:00 am
Now that the economy is slowly recovering, investors will see share buyback programs coming back into vogue once again with companies and investors. When a company has excess cash ... (more)

Make Bets With Stocks, Day Trade, Run Wild With A Small Slush Fund Account

From Own The Dollar
November 10, 2010 at 7:00 am
Have you ever wanted to be a day trader? Have you ever wanted to make a bet on a hot stock tip you heard over the water cooler? You should. You should have a little fun. Investing ... (more)

New Credit Card And Banking Fees Are Springing Up Thanks To The New Reform Laws

From Own The Dollar
November 8, 2010 at 7:00 am
This past summer Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act. In the bill, there were many laws that have limited what banks and credit card companies ... (more)

Stock Crashes And Recessions Often Hurt Young Investors Most

From Own The Dollar
November 2, 2010 at 8:00 am
This is a guest post by Rob Bennett who is a journalist, the author of “Passion Saving”, and a contributor to the Motley Fool. You can find more information about his ... (more)

Have Buyer’s Remorse? Do You Understand Return Rules When Buying A New Car?

From Own The Dollar
October 31, 2010 at 8:31 am
There are a lot of myths floating out there about buying a new or used car. Many people think that they have up to three days to return a car if they change their mind. But, that’s ... (more)

Top Five Tips For Selling Your Home With A Great First Impression

From Own The Dollar
October 29, 2010 at 8:00 am
You will only get one chance to make a lasting first impression. As a home seller, you have to make them count. A great first impression will help you earn the best asking price ... (more)

The Top 15 Certified Financial Planners You Should Follow On Twitter

From Own The Dollar
October 28, 2010 at 8:00 am
I recently wrote an article about the Top 30 Personal Finance Bloggers that you should be following on Twitter. These bloggers are doing some amazing things on Twitter opening ... (more)

Book Review – How To Make Your Car Last Forever by Tom Torbjornsen

From Own The Dollar
October 27, 2010 at 8:00 am
Let’s face it. Cars create huge expenses. Car payments are expensive and a large part of a family’s budget. In fact, they make up the second largest purchase most couples ... (more)

Hardest Part Of Investing Is Knowing When To Sell

From Own The Dollar
October 25, 2010 at 8:00 am
Probably one of the most difficult undertakings in the art of investing is knowing when to sell a stock. After all, you stand the chance of missing out on a large return on your ... (more)

Factors That Influence How Much Home Mortgage You Can Afford

From Own The Dollar
October 24, 2010 at 5:00 pm
Deciding how much home you can afford is the first step you must take to purchase a house. It is also a critical step in the home buying process. The last thing you want is to ... (more)

Own The Dollar Was Listed As A Top Personal Finance Blog

From Own The Dollar
October 18, 2010 at 8:00 am
The guys over at MoneyCrashers.com have come up with a great new tool that was launched last week listing the Top PF Blogs (Personal Finance Blogs). It is one of the largest and ... (more)

Three Stocks That I Own Through Dividend Reinvestment Plans (DRIPs)

From Own The Dollar
October 13, 2010 at 8:00 am
I normally do not like talking about specific stocks or mutual funds that I own because I am not a financial planner, stock analyst, or financial professional. I am a writer who ... (more)

Deadline Is Approaching To UnDo A Roth IRA Conversion

From Own The Dollar
October 11, 2010 at 10:22 am
Roth IRA conversions have been all the rage this year with the lifting of income limitations by the IRS. But, not all mutual fund investors may be happy with the changes that they ... (more)

Three Things I Have Learned From Losing At Fantasy Baseball

From Own The Dollar
October 6, 2010 at 8:00 am
It is sad week in my household. It is the end of another baseball season, and it is especially heartbreaking because it is another losing season in my fantasy baseball league and ... (more)

Learn From Jay Leno’s Successful Savings Style

From Own The Dollar
October 4, 2010 at 8:00 am
This guest post is from The Digerati Life, a personal finance site based in Silicon Valley.Comedian Jay Leno, in an interview with Reader’s Digest in one issue, was quoted ... (more)

Three Things To Consider When Banking On Your iPhone or Smart Phone

From Own The Dollar
October 2, 2010 at 8:00 am
Javelin Strategy & Research recently released a report that detailed how pervasive mobile banking has become in our lives. Nineteen of the 30 largest banks in the country now ... (more)

When I Turned A Corner Financially In My Life

From Own The Dollar
September 30, 2010 at 7:41 pm
Most of us in this generation can remember where we were when we first heard about the terrorist attacks of September 11th, 2001. It is just like how our parents and grandparents ... (more)

Consider Federal Government’s Home Affordable Modification Program If You Are Behind On Your Mortgage

From Own The Dollar
September 20, 2010 at 8:00 am
There is more pressure than ever own home owners. More and more are struggling to make their mortgage payments every month as the economy continues to stall. But, there are several ... (more)

Understanding How Federal Stafford Loans Work For College Education Loans

From Own The Dollar
September 18, 2010 at 10:35 am
College costs are skyrocketing and increasing faster than the current rate of inflation for other products in America. Many college students are turning to the Federal Stafford ... (more)

Groupon Review – Get Cool Group Coupons In Your Area

From Own The Dollar
September 8, 2010 at 8:00 am
You have hit the right spot on Groupon.com for awesome activities at the fraction of the cost. With Groupon, you can have easy access to unbeatable deals delivered right to your ... (more)

How You Drive Your Car Is A Direct Reflection Of Your Risk Tolerance

From Own The Dollar
September 7, 2010 at 8:00 am
I bet that I can predict your tolerance for risk with your investments by analyzing one simple trait. What is your risk tolerance? Do you like buying individual stocks? Do you ... (more)

Four Ways To Find A Good Accountant To Help You

From Own The Dollar
September 6, 2010 at 8:00 am
Lately I have found myself in need of a good accountant, and I am having trouble finding one. There are four great excellent ways to narrow down your search and find a good accountant ... (more)

Having Too Much Available Credit Puts You At Risk

From Own The Dollar
September 5, 2010 at 2:10 pm
One of the main reasons people cannot save enough money for their retirement dreams and financial goals is because they apply or succumb to too many credit offers. To make matters ... (more)