Posts for RateNerd


8 IRS Audit survival tips

From RateNerd
May 1, 2012 at 7:21 am
The IRS audited 11 percent more returns in 2010 over the year before,  and more than double the agency’s pace just eight years earlier. That’s almost 1.6 million individual ... (more)

8 IRS red flags that could get you audited

From RateNerd
April 21, 2012 at 7:14 am
Scary but true: The Internal Revenue Service audited almost 1.6 million individual taxpayers in 2010. That’s an 11 percent increase over the year before and more than double ... (more)

How To Use The American Opportunity and Lifetime Learning Credits

From RateNerd
March 26, 2012 at 12:05 pm
You can slash college bills with tax benefits – but you need to know how. Other than buying a home and automobile, a college education is one of the biggest investments Americans ... (more)

Eight red flags that could get you audited

From RateNerd
March 24, 2012 at 2:52 pm
The Internal Revenue Service audited almost 1.6 million individual taxpayers in 2010. Here are some ways to stay out of the spotlight.   2010′ audit rate represents ... (more)

2011 and 2012 Tax Credits For College

From RateNerd
February 3, 2012 at 10:16 am
Slash your college bills with tax credits  Other than buying a home and automobile, a college education is one of the biggest investments Americans typically make. On average, ... (more)

How To Max Out Your FDIC Insurance On Savings and CD’s

From RateNerd
January 29, 2012 at 5:15 pm
With banks and the economy in the news so much lately, you may be thinking more about the safety of your money.   If a depositor’s accounts at one FDIC-insured bank ... (more)

6 Hidden Tax Law Changes That May Impact Your 2011 Tax Return

From RateNerd
January 19, 2012 at 6:31 pm
Changes impacting your taxes and this year’s refund from Uncle Sam In the way of tax legislation, 2011 was a relatively quiet year. However, that doesn’t mean there ... (more)

6 Key Tax Mistakes To Avoid

From RateNerd
January 12, 2012 at 6:29 pm
Have you made these six tax mistakes? How to avoid them this year Tax time is a stressful time, even for the most prepared filer. And for the many people who aren’t perfectly ... (more)

Best Checking Account Offers for 2012

From RateNerd
December 14, 2011 at 2:08 pm
Here’s our annual list of the best checking account offers for the new year – Happy 2012!   Your checking account is the centerpiece of your financial life. You ... (more)

$125 Chase Checking Account Offer

From RateNerd
December 12, 2011 at 1:54 pm
Open a Chase Total Checking account, set up direct deposit and get a $125 cash bonus.   Chase continues to offer one of the best checking account incentives out there – ... (more)

4.01% Free Checking Account – Daily Deal

From RateNerd
November 28, 2011 at 5:42 pm
Pelican State Credit Union’s e-Xtra Bonus Checking is paying a very high interest rate of 4.01% APY on balances up to $20,000. Experience the Ultimate Advantage in Checking! ... (more)

4.09% Free Rewards Checking Account Deal – Daily Deal

From RateNerd
November 22, 2011 at 1:09 pm
4.09% APY on a free rewards checking account on balances up to $10,000 – WOW! If you are tired of big-bank “bait and switch” teaser rates, try Consumer’s Cooperative ... (more)

4.50% APY Checking Account Interest Rate Offer – Daily Deal

From RateNerd
November 17, 2011 at 10:51 am
floridacentral Credit Union is offering 4.50% APY on its checking accounts, with a loan balance of $5,000 or more. If you don’t have the loan account, but meet all the other ... (more)

$150 Checking Account Offer From KeyBank – Daily Deal

From RateNerd
November 15, 2011 at 10:35 am
KeyBank’s $150 new checking account offer bonus just might help your holiday savings. KeyBank checking accounts give you convenient, 24/7 access to your money and the freedom ... (more)

Why Your Taxes May Rise: Tax Breaks Expiring in 2011 and 2012

From RateNerd
November 11, 2011 at 9:45 am
Many Americans, and even tax professionals, aren’t aware that their tax bill could rise dramatically next year. If Congress continues to do nothing to provide a long-term ... (more)

How To Keep Your Money From Managing Your Life

From RateNerd
November 9, 2011 at 7:59 pm
Don’t let your money manage you. As the United States, one of the world’s wealthiest countries, struggles with debt and a still-uncertain economy, Americans are closely ... (more)

Credit Card Consolidation Tips

From RateNerd
October 29, 2011 at 3:01 pm
Credit card consolidation may be the easy solution to eliminate debt problems. Student life is the best part of life when you do not have to worry about anything. It has been seen ... (more)

New Obama Student Loan Plan Details

From RateNerd
October 27, 2011 at 7:08 pm
President Obama unveiled a plan Wednesday that will ease the burden of student loan debt for millions of student loan holders. The plan will accelerate an existing plan to cap ... (more)

Best CD Rates for October 2011

From RateNerd
October 21, 2011 at 10:46 am
Following last week’s pause, CD rates on certificates of deposit continue to fall in the most recent CD rate survey. The national average on a one-year CD yield is down 1 ... (more)

Help For Under Water Mortgages Coming?

From RateNerd
October 18, 2011 at 5:30 pm
The Federal Government and several large banks are working on a way to help refinance mortgages that are under water. According to Reuters, government officials and big banks are ... (more)

CD Rates: Lots Of Cash, Where Is The Yield?

From RateNerd
September 30, 2011 at 9:43 am
Americans are pumping money into bank accounts, sending deposits to record levels near $10 trillion on fears the U.S. economy is on the verge of another implosion. As a result, ... (more)

How To Get A Mortgage Now

From RateNerd
September 19, 2011 at 12:06 pm
The better prepared you are, the better mortgage and interest rate you will receive. If you are planning on applying for a mortgage or purchasing a new home it is best that you ... (more)

Credit Card Advice For College Kids

From RateNerd
September 13, 2011 at 11:30 am
Heading to college with a credit card this fall? Whether it’s your first year in school or your last, you probably already have some expectations about how things will go. ... (more)

$150 Gift Card with New Credit Card – Daily Deal

From RateNerd
August 29, 2011 at 1:50 pm
Get a $150 gift certificate, and up to 2% cash back bonuses with The Discover More Credit Card. This card from Discover offers cash back rewards for every purchase.  In this case ... (more)

Strategic Mortgage Default – What You Need To Know

From RateNerd
August 25, 2011 at 8:29 am
Would you risk the negative impact of strategically defaulting on a mortgage if you didn’t really have to? About 17 percent of Americans who defaulted on their mortgages ... (more)