Coming Clean…
FromMarch 7, 2010 at 8:00 am
…My name is Frugaller, and I had a credit card slip over the last few months. It was my partner’s 40th. We had some service charge commitments we had to pay immediately. And,
... (more)Posts for The Year of Living Frugally
March 7, 2010 at 8:00 am
Is it time to change energy supplier again?
FromMarch 6, 2010 at 7:49 am
The price war has erupted again! Bring on the savings.Well, are there any more savings to be had by doing this? A few years ago the comparison sites were all the rage and did -
... (more)Winter Warmers
FromFebruary 27, 2010 at 7:25 am
Even though Spring is allegedly round the corner I am still very much in a winter mindset. After my fridge defrosting extravaganza last weekend, I am restocking and refilling
... (more)Save the world! Save Money!
FromFebruary 20, 2010 at 7:38 am
After growing tired of the daily fight to push the freezer drawers shut I grasped the nettle this weekend and decided it was time to defrost the freezer. It has been something
... (more)Unforeseen Expenses
From The Year of Living FrugallyFebruary 17, 2010 at 5:20 am
My computer went bust two weeks ago. I am writing this suruptiously at work while craning my neck over my shoulder to see if anyone is watching.It appears that the video card has ... (more)
Debt Reduction - Down by £7153
From The Year of Living FrugallyFebruary 4, 2010 at 9:45 am
Wow.When I first started on this journey I never thought I'd see the day when I was out of the black in my current account let alone this moment - over £7000 paid off my debt. ... (more)
Britain out of recession? Don’t you believe it!
From The Year of Living FrugallyJanuary 26, 2010 at 8:49 am
OK so - can someone explain to me how it takes three straight quarters of negative growth to have an official recession, and yet one (unaudited) figure of 0.1% can herald the end ... (more)
Don’t get ripped off selling your gold
FromJanuary 22, 2010 at 3:19 am
According to the OFT, most of the cash for gold outfits are undervaluing your goods. Be careful on this. I have been tempted to take some of my “ghetto gold” and sell it via this
... (more)Jobless total finally falls
From The Year of Living FrugallyJanuary 20, 2010 at 6:34 am
...only by 7000 though. Which is crazy when set against the millions who continue to be unemployed. Cue the Government crowing about their measures working. ... (more)
Best apps for money management
From The Year of Living FrugallyJanuary 19, 2010 at 3:32 am
Found this while tootling around on The Times last night - the 25 best apps to manage your money, that is...if you can afford to buy an iphone which seems to have slipped the writers ... (more)
Freezer Frugality
From The Year of Living FrugallyJanuary 18, 2010 at 3:31 am
Yesterday, I made 10 packed lunched, enough for me and my partner and stuck them all in the freezer. Wow. Plus normal lunch and normal dinners for Sunday. Sticking to my "$hit ... (more)
Enforced Frugality
From The Year of Living FrugallyJanuary 16, 2010 at 5:32 pm
Don't ya love it?So, I have £10 left until 27th now. I have taken in my lunches every day, taken in the coffee I need and rarely bought a thing...and so here I am, now ten days ... (more)
£22 left until payday
From The Year of Living FrugallyJanuary 12, 2010 at 3:56 am
Yikes! This is what happens when you get paid early. It was inevitable, was it not? When you get paid early for Christmas, in my case on the 22nd Dec, you run out of money with ... (more)
Using credit cards to pay the mortgage
From The Year of Living FrugallyJanuary 11, 2010 at 8:48 am
Wow this took my breath away, up to a million households have used their credit cards to pay for their mortgage.Really? Do people do that?It is stories like that that make me realise ... (more)
Debt has to be paid back
From The Year of Living FrugallyJanuary 11, 2010 at 3:25 am
This independant article talks through the recent ruling by a judge that the loopholes in credit contracts be closed. In my view thank god. As I have said thoughout my debt repayment ... (more)
Frugal snow days
From The Year of Living FrugallyJanuary 7, 2010 at 3:27 am
I struggled all the way to the train station yesterday only to find that there was a broken rail on my train thus denying me access to the public transport system. I just turned ... (more)
The Year of Frugality – Final Review
From The Year of Living FrugallyDecember 31, 2009 at 4:01 pm
This journey started as an excessive journey to pay of the debt I accumulated over the last decade and ended up with my reassessing my career, my attitude to savings, my spending ... (more)
Use it up, wear it out
From The Year of Living FrugallyDecember 23, 2009 at 6:25 am
At the end of November I ran out of bath and shower accouterments – not a great position to be in in the run up to the Christmas party season. As I am not in the financial place ... (more)
Early Christmas pay
From The Year of Living FrugallyDecember 22, 2009 at 3:34 am
Amazingly, I got paid LAST THURSDAY for Christmas and therefore January...how crazy is that? That means 6 weeks almost 7 until I next get paid. Good golly Miss molly. No spending ... (more)
10 financial lessons - Part two
From The Year of Living FrugallyDecember 15, 2009 at 3:17 pm
6) Look at how far you have come, rather than how far you still have to go – If you don’t stop and admire the view sometimes the climb is going to seem twice as steep. Even ... (more)
10 financial lessons - Part One
From The Year of Living FrugallyDecember 14, 2009 at 9:16 am
1) Don’t be overly strict with yourself – unless you have willpower of steel you will not be able to sustain a spending and saving regime that is wholly alien to you usual ... (more)
The Year of Frugality
From The Year of Living FrugallyDecember 14, 2009 at 5:49 am
So, we are reaching the end of 2009 which is when I said my year of frugality would end.*sigh*I am trying to do my suming up of the year and look at the pros and the cons of ... (more)
Breaking the £6000 barrier
From The Year of Living FrugallyNovember 24, 2009 at 9:19 am
*beaming with pride* I have just sent off the cheques that will bring my debt down to £14,958, that is a whopping £6263 paid off since I started this year of frugality.How marvellous.OK, ... (more)
Another smack in the face from Northern Rock
From The Year of Living FrugallyNovember 18, 2009 at 8:43 am
You know the Government is now making a bad bank of all the crud left at Northern Rock, well...even though we have never missed a payment on the mortgage, it looks like we may ... (more)
Cheap Booze
From The Year of Living FrugallyNovember 17, 2009 at 8:39 am
I alerted you to the fact that Threshers and Wine Rack are closing - there are some seriously good deals on wine at these places at the moment. EG at our local Threshers it was ... (more)
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