Posts for The Year of Living Frugally


Freezer Frugality

From The Year of Living Frugally
January 18, 2010 at 3:31 am
Yesterday, I made 10 packed lunched, enough for me and my partner and stuck them all in the freezer. Wow. Plus normal lunch and normal dinners for Sunday. Sticking to my "$hit ... (more)

Enforced Frugality

From The Year of Living Frugally
January 16, 2010 at 5:32 pm
Don't ya love it?So, I have £10 left until 27th now. I have taken in my lunches every day, taken in the coffee I need and rarely bought a thing...and so here I am, now ten days ... (more)

£22 left until payday

From The Year of Living Frugally
January 12, 2010 at 3:56 am
Yikes! This is what happens when you get paid early. It was inevitable, was it not? When you get paid early for Christmas, in my case on the 22nd Dec, you run out of money with ... (more)

Using credit cards to pay the mortgage

From The Year of Living Frugally
January 11, 2010 at 8:48 am
Wow this took my breath away, up to a million households have used their credit cards to pay for their mortgage.Really? Do people do that?It is stories like that that make me realise ... (more)

Debt has to be paid back

From The Year of Living Frugally
January 11, 2010 at 3:25 am
This independant article talks through the recent ruling by a judge that the loopholes in credit contracts be closed. In my view thank god. As I have said thoughout my debt repayment ... (more)

Frugal snow days

From The Year of Living Frugally
January 7, 2010 at 3:27 am
I struggled all the way to the train station yesterday only to find that there was a broken rail on my train thus denying me access to the public transport system. I just turned ... (more)

The Year of Frugality – Final Review

From The Year of Living Frugally
December 31, 2009 at 4:01 pm
This journey started as an excessive journey to pay of the debt I accumulated over the last decade and ended up with my reassessing my career, my attitude to savings, my spending ... (more)

Use it up, wear it out

From The Year of Living Frugally
December 23, 2009 at 6:25 am
At the end of November I ran out of bath and shower accouterments – not a great position to be in in the run up to the Christmas party season. As I am not in the financial place ... (more)

Early Christmas pay

From The Year of Living Frugally
December 22, 2009 at 3:34 am
Amazingly, I got paid LAST THURSDAY for Christmas and therefore January...how crazy is that? That means 6 weeks almost 7 until I next get paid. Good golly Miss molly. No spending ... (more)

10 financial lessons - Part two

From The Year of Living Frugally
December 15, 2009 at 3:17 pm
6) Look at how far you have come, rather than how far you still have to go – If you don’t stop and admire the view sometimes the climb is going to seem twice as steep. Even ... (more)

10 financial lessons - Part One

From The Year of Living Frugally
December 14, 2009 at 9:16 am
1) Don’t be overly strict with yourself – unless you have willpower of steel you will not be able to sustain a spending and saving regime that is wholly alien to you usual ... (more)

The Year of Frugality

From The Year of Living Frugally
December 14, 2009 at 5:49 am
So, we are reaching the end of 2009 which is when I said my year of frugality would end.*sigh*I am trying to do my suming up of the year and look at the pros and the cons of ... (more)

Breaking the £6000 barrier

From The Year of Living Frugally
November 24, 2009 at 9:19 am
*beaming with pride* I have just sent off the cheques that will bring my debt down to £14,958, that is a whopping £6263 paid off since I started this year of frugality.How marvellous.OK, ... (more)

Another smack in the face from Northern Rock

From The Year of Living Frugally
November 18, 2009 at 8:43 am
You know the Government is now making a bad bank of all the crud left at Northern Rock, well...even though we have never missed a payment on the mortgage, it looks like we may ... (more)

Cheap Booze

From The Year of Living Frugally
November 17, 2009 at 8:39 am
I alerted you to the fact that Threshers and Wine Rack are closing - there are some seriously good deals on wine at these places at the moment. EG at our local Threshers it was ... (more)

Today is will day…

From The Year of Living Frugally
November 16, 2009 at 8:36 am
...incidently, did you know that your debts live on after you? PffffSo in naming my benefactor this evening in terms of who gets my life insurance pay out, I'll also be naming ... (more)

Get a free will

From The Year of Living Frugally
November 5, 2009 at 9:17 am
Thanks to the fabulous MSE email for thisIf you still haven't got around to writing your will - like myself and the long suffering Mrs Frugaller - then have a look at this and ... (more)

Rent your clothes and save the environment

From The Year of Living Frugally
November 4, 2009 at 9:04 am
In the Times todaySeriously what would the girls from SATC think!? ... (more)

What the bank break ups mean for you…

From The Year of Living Frugally
November 4, 2009 at 8:54 am
...apparentlyAlthough I wouldn't hold my breath on getting any decent deal or level of competition injected into the market. It takes another 5 years before they have to do this.On ... (more)

Company pensions vs stakeholder

From The Year of Living Frugally
November 1, 2009 at 4:43 pm
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Credit scores

From The Year of Living Frugally
October 30, 2009 at 4:42 pm
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How to haggle

From The Year of Living Frugally
October 30, 2009 at 4:31 pm
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House prises rise

From The Year of Living Frugally
October 30, 2009 at 7:19 am
Even as I type the title I think - who cares? While I'd love to have our flat price zoom back to the level it was at when we bought it in June 2007 - it would reek of another bubble...I ... (more)

Threshers and Wine Rack Collapse

From The Year of Living Frugally
October 30, 2009 at 3:32 am
Jings! I thought we'd got past this madness, maybe the news earlier this week that we are still in recession has spooked a few more companies into administration.CrazinessThey ... (more)

Crack down on credit card providers

From The Year of Living Frugally
October 29, 2009 at 4:08 am
And wouldn't you know it, the banks are bitchin!I mean really, CC providers have been screwing us for years - is it just that it has come to the attention of the politicians now? ... (more)